On May 22, 2025, Bitcoin surged past USD $110,000 for the first time, marking a historic milestone in the digital asset space. This rally reflects growing investor optimism around pending U.S. cryptocurrency legislation, including the proposed GENIUS Act, which aims to introduce a federal regulatory framework for stablecoins. Such moves are expected to bring greater transparency and legitimacy to the global digital economy.
In this rapidly evolving landscape, two Australian fintech innovators—RelayPay and Block Earner—are leading the way in making crypto more practical, profitable, and accessible to everyday users and businesses. Both ventures were founded by the same entrepreneur, Charlie Karaboga, whose vision is driving the integration of digital assets into mainstream financial life with real-world utility.
RelayPay: Bridging Crypto and Real-World Transactions
RelayPay is an Australian-based crypto payment platform designed to make digital currencies usable in everyday life. It enables users to pay bills, shop online, and send AUD bank transfers directly using major cryptocurrencies like Bitcoin and Ethereum.
By integrating with Australia’s New Payments Platform (NPP), RelayPay allows for near-instant settlements while shielding merchants from crypto price volatility. The platform’s mission is clear: empower small and medium businesses to accept crypto without needing deep technical expertise, thereby expanding their customer base and future-proofing their payment options.
Block Earner: Put Your Crypto to Work
Block Earner offers Australians a way to earn yield and access liquidity through crypto assets. Users can buy and sell digital currencies, leverage DeFi yield strategies, or borrow AUD against their crypto holdings.
Its goal is to break down barriers between traditional finance and DeFi, making it easier for everyday investors to benefit from digital assets in a regulated, user-friendly environment. For those looking to do more than just HODL, Block Earner turns crypto into a productive financial tool.
Policy Tailwinds: Regulation Signals Mainstream Momentum
The U.S. Securities and Exchange Commission (SEC) has recently formed a dedicated crypto task force aimed at creating clear regulations for digital assets, including guidelines for custody, token offerings, and stablecoin governance.
These steps indicate a broader shift toward institutional acceptance and pave the way for deeper integration of cryptocurrencies into the financial system.
With Bitcoin reaching record highs and regulatory frameworks taking shape, the future of crypto is shifting from speculation to real-world application.
Platforms like RelayPay and Block Earner, both led by entrepreneur Charlie Karaboga, show that crypto is no longer just about buying and holding—it’s about spending, earning, and building financial tools for the next generation. Whether empowering merchants to access new customer bases or enabling individuals to unlock value from their digital assets, these innovations are paving the way for a more open, practical, and inclusive financial system.
